Terms & Conditions

Jump Finance, Inc.

Effective Date: April 28, 2026

1. Acceptance of Terms

By accessing or using the Jump Finance platform and services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). These Terms constitute a legally binding agreement between you and Jump Finance, Inc. ("Jump Finance," "we," "us," or "our"), a corporation incorporated in the State of Delaware, United States of America.

If you are using the Services on behalf of a university or institution, you represent and warrant that you have the authority to bind that institution to these Terms. If you do not agree with any part of these Terms, you must not access or use our Services.

2. Description of Services

Jump Finance provides a financial technology platform that enables universities and higher education institutions, primarily in West Africa, to offer monthly tuition installment plans to their students. Our Services include:

Tuition installment plan processing and administration
Student payment tracking and management tools
Real-time data analytics and reporting dashboards
Integration with university course registration software systems
Scholarship contribution collection and disbursement (where applicable)
Customer support and account management

3. Eligibility

Our Services are intended for:

Accredited universities and higher education institutions seeking to offer flexible tuition payment plans
Students enrolled at partner institutions who wish to pay tuition in monthly installments
Donors and contributors making scholarship contributions through our platform

Users must be at least 18 years of age to create an account. Students under 18 may use the platform with the consent and supervision of a parent, guardian, or institutional representative.

4. Accounts and Registration

To access certain features of the Services, you may be required to create an account. You agree to:

Provide accurate, current, and complete information during registration
Maintain and promptly update your account information
Keep your login credentials confidential and not share them with third parties
Notify us immediately of any unauthorized access to your account
Accept responsibility for all activities that occur under your account

Jump Finance reserves the right to suspend or terminate accounts that violate these Terms or that we reasonably believe may expose Jump Finance or its users to legal or reputational risk.

5. Payment Terms

5.1 Installment Plans

Students who enroll in a tuition installment plan agree to make scheduled monthly payments as outlined in their specific installment plan agreement. Failure to make timely payments may result in:

Late payment fees as specified in your installment plan agreement
Suspension of access to course registration or academic records
Reporting to the partnering university as directed by the institution
Legal collection proceedings for outstanding balances

5.2 Processing Fees

Jump Finance may charge processing fees for its Services. All applicable fees will be clearly disclosed at the time of enrollment or transaction. Fees are non-refundable unless otherwise stated in these Terms or in applicable law.

5.3 Currency and International Payments

Payments may be processed in local currencies or USD depending on the university's configuration. You acknowledge that currency conversion rates may apply and that fluctuations in exchange rates are outside of Jump Finance's control.

6. University Partner Obligations

Universities and institutions that partner with Jump Finance agree to:

Provide accurate student enrollment data and tuition information
Maintain integration with Jump Finance's platform in accordance with technical specifications
Notify Jump Finance promptly of any changes to student enrollment status
Comply with applicable local laws and regulations governing student financing
Maintain confidentiality of student financial information in accordance with this Agreement and applicable law

7. Intellectual Property

All content, software, technology, trademarks, and materials on the Jump Finance platform are owned by or licensed to Jump Finance and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Services for their intended purpose.

You may not copy, modify, distribute, sell, or lease any part of the Services, or reverse engineer or attempt to extract the source code of any software, without our prior written consent.

8. Privacy and Data Protection

Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

Jump Finance takes the privacy of students seriously and complies with applicable data protection laws in the United States and the jurisdictions where we operate.

9. Prohibited Conduct

You agree not to:

Use the Services for any unlawful purpose or in violation of any applicable laws or regulations
Provide false or misleading information to Jump Finance or to partner universities
Attempt to gain unauthorized access to any part of the platform or to other users' accounts
Engage in any conduct that interferes with or disrupts the Services
Use the platform to transmit spam, malware, or any harmful code
Impersonate any person or entity
Facilitate money laundering, fraud, or any other financial crime

10. Disclaimers and Limitation of Liability

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, JUMP FINANCE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

JUMP FINANCE'S TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS SHALL NOT EXCEED THE AMOUNTS PAID BY YOU TO JUMP FINANCE IN THE THREE (3) MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to defend, indemnify, and hold harmless Jump Finance, Inc., its officers, directors, employees, agents, and successors from and against any claims, damages, obligations, losses, liabilities, costs, and expenses arising from: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any applicable law; or (d) your infringement of any third-party rights.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms or the Services shall first be addressed through good-faith negotiation. If unresolved within 30 days, disputes shall be submitted to binding arbitration under the rules of the American Arbitration Association, conducted in Wilmington, Delaware.

13. Modifications to Terms

Jump Finance reserves the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the Effective Date. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.

14. Contact Us